Critical Illness
Protection
When major illness strikes, standard health insurance often isn’t enough. Critical illness plans provide cash you can use — for bills, recovery, or whatever life throws at you.
The Financial Side of Getting Sick
1 in 2
Men will face a cancer diagnosis in their lifetime
1 in 3
Women will face a cancer diagnosis in their lifetime
$11,000+
Average out-of-pocket cost for a heart attack — even with insurance
60%
Of bankruptcies in the U.S. are linked to medical expenses
Hidden Costs of
Critical Illness
Even great health insurance doesn’t cover everything. A serious diagnosis often brings major financial stress beyond medical bills.
Mortgage or rent payments during recovery
Lost income while you're out of work
Travel and lodging for out-of-area treatment
Childcare during treatment and rehab
Out-of-network specialist care
High deductibles and copays
How Critical Illness Coverage Works
Supplemental plans pay you a lump sum if you’re diagnosed with a covered condition. You can use the money however you need — no restrictions.
It can help with:
- Paying deductibles, copays, or treatments not fully covered
- Replacing lost income during recovery
- Covering daily expenses like rent, groceries, or childcare
- Staying financially stable while you focus on healing