Real Agents Who Have Your Back —
No Gaps. No Games.
We help you find the right plan — without pressure or confusion.
Partnered With Top-Rated Insurance Providers
We work with the nation's most trusted insurance companies to bring you the best coverage options at competitive rates
You Insure Your Car —
Why Not Your Health?
These numbers show just how risky it is to go without coverage.
Men and 1:3 Women
Will be diagnosed with cancer at some point in their lives.
ER Visits
Results in surprise medical bills that can wreck your finances.
Heart Disease
The leading cause of medical bankruptcy in the U.S.
Children
Will break a bone before age 16 — and need immediate care.
Of Americans
Visit the ER each year. Are you financially prepared when it happens?
Of Adults
Will develop a chronic illness by age 45 — most needing long-term care.
The Question Isn't If —
It's When.
Without the right coverage, one accident or diagnosis can flip your life upside down.
The Average Hospital Stay
Just 3 days in the hospital costs over $30,000 without adequate coverage.
Financial Devastation
Medical debt is the #1 cause of personal bankruptcy in America.
The Real Cost of Going Uninsured
Medical expenses are the leading cause of bankruptcy in America. Here's what you could be facing without proper coverage.
$2,500-$5,000
Broken Arm
Without insurance
$2,500+
ER Visit
Without insurance
$15,000-$18,000
Childbirth
Vaginal delivery, without insurance
$150,000+
Cancer Treatment
Without insurance
$30,000+
3-Day Hospital Stay
Average cost
Even with a Job, Savings, and Good Intentions...
You're Still at Risk.
Health insurance gaps catch people off guard every day — even the responsible ones. We’ll help you find a plan that fits — with real guidance, clear answers, and no pressure.
Why More Families Trust Policy Guardian?
You don’t just get a quote — you get a real person who’s got your back, every step of the way. Trusted support. Top-rated plans. Zero fluff.
"You Call, We Cover."
Standing guard over your healthcare—and your wallet.
Health Insurance
Nationwide access. Zero surprises.Get coverage that works when and where you need it — and actually stays with you when it matters most.
Life Insurance
Protect your people. Build your legacy.Whether you're starting a family or securing long-term peace of mind, we’ll help you choose the right coverage for what (and who) matters most.
Critical Illness & Supplemental Benefits
Get paid when life hits hard.Most people don’t realize how vulnerable they are until it’s too late. With the right plan, you get cash — fast — to cover bills, lost income, and more. Not just hospital stays.
Medicare
Make Medicare make sense.We simplify the confusion. Our licensed agents walk you through your options to make sure you get the coverage — and the benefits — you deserve.
We Stand Guard Over Your Healthcare — And Your Wallet
You call, we cover. No red tape. No fine print. Just honest, reliable coverage you can count on — year-round.
Your Policy Guardian's Promise
- Personalized plans that fit your life — not just your budget
- Clear guidance through complex insurance decisions
- Straight answers. No pressure. No games.